Amica is just one of the earliest vehicle insurance service providers in the UNITED STATE, having actually opened for service in 1907. Here are a couple of crucial points to recognize about Amica Insurance:3.4 / 5 rating from editorsA+ BBB ratingOffers auto insurance, house insurance, life insurance, conexecute insurance, renters insurance, flood insurance, tiny service insurance, and also more.... display more

Amica Insurance Reviews


Amica Insurance Review

Amica is rated 3.4/5 by’s editors, based on customer reviews, sample insurance quotes, and also ratings from organizations such as J.D. Power. Amica reviews from consumers tend to focus on the company’s solid clintends procedure, yet it’s a mixed bag once it concerns customer service. Also, Amica’s NAIC rating is 1.95, which means it has received even more complaints than the average vehicle insurance provider. A majority of the complaints reported to the NAIC are around unintended surcharges and also delays in claims payments, and also unsatismanufacturing facility negotiations.

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Amica Insurance Ratings

Reviews on 3.7/5J.D. Power: 4.2/5NAIC: 1.95BBB: A+A.M. Best: A+

Amica Auto Insurance Review Highlights

Rank – Second cheapest quartile among the cheapest significant auto insurance service providers, according to’s price comparison.

Top Discounts – Vehicle safety, safe driving, autopay, paid-in-full, and also loyalty discounts.

Basic Coverage Options – Bodily injury liability, home damage licapability, medical payments, individual injury security, comprehensive, collision, and also uninsured/underinsured motorist.

Free Benefits – Lock replacement, airbag repair, glass repair, wage reimbursement (if you need to appear in court), bail bonds, and depreciation protection.

To aid drivers better understand how a lot Amica vehicle insurance prices,’s editors acquired sample Amica auto insurance quotes for a mix of driver profiles varying in age and also driving record. You can learn even more about these sample quotes in the Methodology area of our complete Amica insurance review.

Amica Auto Insurance Quotes

Driver Profile

Typical Quote


$224 / month


$129 / month


$59 / month

45-Year-Old with a Speeding Ticket

$72 / month

45-Year-Old through a DUI

$191 / month


$54 / month


$68 / month

Amica is one of the more affordable insurance carriers you’ll uncover, too. The agency ranks in the second quartile among the cheapest major car insurance companies in’s price comparison.

Amica Home Insurance Review Highlights

Amica offers a number of homeowners insurance plans. It offers coverage for renters and also concarry out owners, too.

A traditional homeowners insurance policy from Amica protects your house, garage, and also various other structures on your home from dangers prefer fire, wind, hail, or lightning. It has personal licapability coverage, in situation someone else gets hurt on your residential or commercial property, and also loss-of-usage coverage, which pays for temporary housing, storage fees, and also added food prices if you can’t remain in your house while it’s being repaired. Amica homeowners insurance will certainly also defend your belongings, consisting of garments, furniture, and individual electronics.

There’s supplepsychological homeowners coverage from Amica, as well. Extfinished house insurance choices incorporate helpful items coverage, catastrophic coverage, house company coverage, and also dwelling replacement coverage. There’s even an add-on coverage option for identification protection, as well as a flood insurance option for extra coverage.

For conexecute owners, an insurance policy from Amica covers the points inside your unit that your conexecute association’s insurance policy might not, like your individual possessions, appliances, and also any renovations you make to your conexecute. For renters, Amica helps replace your belongings in case they’re stolen or damaged, and also an magnified renters insurance policy can cover big-ticket items choose jewelry, furs, computer systems, and other electronic devices.

All in all, Amica offers homeowners insurance policies that cover all the basics, and then some, without costing a fortune.

Bottom Line: Is Amica a Good Company?

Yes, Amica is a great insurance agency, earning a rating of 3.4/5 from’s editors. Amica insurance is a winner once it involves coverage alternatives and quality clintends assistance, and also the company is generous with discounts, too. It’s a bit doing not have once it involves customer business, though.

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To learn more, read’s finish Amica insurance evaluation, or inspect out some of the reviews from fellow consumers listed below.